Yes, this is possible. Sometimes you don’t know where your money is. So you could be busy with your mortgage calculations, using various mortgage calculators on the websites, and forget to count in some of your funds/money.

How is that possible? Well, that is possible if you have your money lying all over the place and you don’t know where all that money is parked. So you could have multiple bank accounts (that you opened at various places you stayed in on account of job transfers). You could have lent money to a friend or someone. You might be expecting a bonus in near future or a pay hike or something like that.

Money is after all money; so you should count all this money in when doing your home mortgage calculations. You could also have a fixed deposit or any such investment maturing in near future. So this is money that you will receive for sure.

However, do not count in things like pay-hike or bonus unless you know that it’s going to happen for sure. So consider all that money and consolidate it e.g. if you have too many bank accounts, you should try and consolidate them into one or two bank accounts. This will help you in keeping track of your money in future. As far as the mortgage offers go, you can get good mortgage quotes from www.uslso.com.

If you had not been able to figure out that you have money for that New York mortgage, you have probably been a bit unorganized. So get organized now, it’s better late than never.

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